Hey everyone… hoping someone here knows what’s up with this. I’m in SAVE and thought forbearance meant no need to recertify for now, but I just got an email saying I should. How serious is this? If I don’t do it, could they kick me off SAVE? I also don’t want to recertify if it’ll raise my payments when I don’t have to yet. What do you all think?
With everything going on, I’d probably wait and see what happens. Who knows how they’re handling this right now.
I saw someone mention that when they recertified, it was treated like a whole new application. Not sure what that means long-term, but I’d be careful. Waiting might be the best move.
I went ahead and did it in December, and now my payments start in May 2025. The good thing is my payments are lower because of IDR, but honestly, I kind of wish I had waited.