I’ve tried reaching out on this forum for help before, but I was tricked a few times. I even shared proof I could repay what I borrow, and I still got misled.
Are there any people here who offer real loans? I’m able to pay back everything I borrow and can provide a detailed payback plan with proof if needed. I’m looking for a 1000-2000$ loan to catch up on my rent. Appreciate any serious help.
Why not just go for a payday loan? Could save you some hassle.
Phoenix said:
Why not just go for a payday loan? Could save you some hassle.
I tried, but I keep getting denied because I don’t have a credit history. I actually have enough income to support myself; I just fell behind on rent. Once that’s covered, I’ll be fine.
Phoenix said:
Why not just go for a payday loan? Could save you some hassle.
Any specific payday loan places you’d recommend for a loan that size?
Hey all, just a friendly reminder: Only use official services and trusted sources. A lot of people lately have been offering ‘loans’ without any legit history, and many are just scams. If a loan account has zero karma or seems brand new, that’s a red flag. Legit lenders usually have some track record here.
Also, be wary if someone asks for any upfront payments. Real loan places don’t do that. Always check reviews and only go through platforms with verified reputations.
Stay safe, everyone!
About Payday Loans…
They’re usually short-term with high interest and meant to cover small, immediate expenses. If you’re thinking about one, here’s a quick guide:
Online lenders:
In-person lenders:
Credit Unions: Some have “Payday Alternative Loans,” which are safer and cheaper.
Costs: These can have interest rates as high as 300-500%. Be sure you understand the total payback.
Look for Alternatives: Maybe try a personal loan, ask family or friends, or even use a credit card.
Only borrow what you need: Just get enough to cover your urgent expenses.
Plan for repayment: You don’t want to roll over the loan—interest can build up fast.
State Rules: Some states limit payday loan amounts and interest rates.
Since you mentioned steady work and a co-signer with a good credit history, you may want to check out other types of personal loans before going with payday loans.
Just a heads-up: we keep our rules here relaxed so people can ask for help, but it also means scammers might show up. Please stay cautious.
If a loan request seems unusual, ask yourself, ‘Why does this lender need an upfront fee?’ Or, if you’re offering a loan, ‘Why is this person hesitant to share basic info?’
Take care and good luck out there.
@Jules
Thanks for the heads-up. I’m just looking for honest folks, and now I know what to look for. Appreciate the tips!