Hi everyone, I’ve got a second job interview tomorrow morning. I had two last week, and I just need $25 to get through. I know this might sound a bit strange, but I want to grab a nicotine vape to help me stay calm. I’m already super nervous, and I don’t want withdrawals making it worse. Thanks for taking the time to read this.
Hey, just a heads-up for anyone in New York: some services don’t operate there because of state regulations. Payday loans can be really expensive with high interest and fees, so it’s always good to look into other options if you can.
Here are a few ideas:
- Check if family or friends can help out temporarily.
- Look into personal loans or credit unions—they often have better terms.
- If you do get a payday loan, make sure you know the full costs and plan for repayment.
Budgeting is also something to think about to avoid needing these loans in the future. If you’re in NYC, there are legal aid and consumer protection agencies you can reach out to for advice too.
If you’re looking for personal loans with quick approval, here are a couple of good options:
- Marcus by Goldman Sachs: No fees, flexible repayment terms, and fast processing. It’s great if you have fair to good credit.
- Discover Personal Loans: Quick funding and you can prequalify without affecting your credit score. They’re known for good customer service.
Both let you check rates with a soft credit pull, so you can compare without committing right away. Hope this helps if you decide to explore these options!