I had an unexpected expense come up and urgently need $500. I can repay $600 by this Friday, 12/06/2024. Please let me know if you can help. Thanks in advance!
If you’re in NYC, it might be worth checking with local credit unions or community organizations. They sometimes offer small loans or financial assistance. Payday loans can be tricky with high fees, so be cautious. Do you have any friends or family who might help out?
@Noel
I’ve asked a few people, but no luck so far. That’s why I’m reaching out here. I’ve never taken a payday loan before—are they really that bad?
Quinlan said:
@Noel
I’ve asked a few people, but no luck so far. That’s why I’m reaching out here. I’ve never taken a payday loan before—are they really that bad?
Yeah, they can be. Interest rates are super high, and if you miss a payment, the fees pile up quickly. If it’s just a short-term issue, maybe someone here can help you directly instead of going that route.
For private personal loans with quick approvals, you could look into Marcus by Goldman Sachs or Discover Personal Loans. They have decent reviews and fair rates, but you’ll need at least average credit. Could those work for you?
Quinlan said:
@Noel
My credit isn’t great, unfortunately. Do you know if they check credit before approval?
Yeah, most of them do a credit check, but some let you see rates without affecting your score. It might still be worth looking into if nothing else works.