My student loans (undergrad and grad) moved from MyGreatLakes to MOHELA during the pandemic. Two undergrad loans with Heartland ECSI remain. One (Perkins) is paid off, but I owe $2,700 on the other, not included in my PSLF or consolidation. It’s listed as a ‘Dallas’ loan online, unclear if private. I can pay more for quicker payoff. Can’t find info on Heartland ECSI site. 
Thanks for any insights!
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It sounds like your federal loans recently switched to MOHELA, which is normal. You also have separate loans with Heartland ECSI, including a paid-off Perkins loan and a mysterious $2,700 “Dallas” loan.
A quick call to Heartland ECSI can clarify if this “Dallas” loan is federal or private. If it’s federal, you might be able to consolidate it with your MOHELA loans for easier management. No matter the loan type, both servicers can help you set up a plan to pay it off faster.
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The “Dallas” loan is likely a special institutional loan from your college. Since it’s uncommon, you should contact Heartland ECSI and your school’s financial aid office for more details.
This loan isn’t eligible for Public Service Loan Forgiveness (PSLF) and probably can’t be consolidated with federal loans.
If you pay more each month, you can pay it off faster and save on interest. For more help, check the Federal Student Aid website or contact the Student Loan Ombudsman if need be.
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Aint hard to comprehend check this if you’re unfamiliar with the “Dallas” reference, you can still access important details about your loan, such as the type, interest rate, and repayment terms, by logging into your Heartland ECSI account or reaching out to them directly.
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