Good afternoon…
I get why people ask for deposits sometimes, but honestly, I’m kinda confused. It feels like everyone asks for one, and I’m always left wondering if it’s legit or if I’m just gonna get scammed. 
Has anyone here actually paid a deposit and gotten their loan with no issues? I really want to hear some real stories because I don’t know who to trust at this point.
How can i overcome this…
You should approach very cautiously if a lender asks for cash upfront. It is wise to investigate the lender and 
use unbiased sources to confirm their legitimacy. It is advisable to steer clear of the transaction entirely if you have any reservations.
Applications for loans are not processed by reputable lenders if upfront payments are not received. This technique is frequently used to con people by stealing their money and never making the promised loan payment. 
Scammers frequently make claims that they can get loans approved with 100% certainty, but they then demand payment up front for processing or underwriting.
Scammers may demand payment for their services even when they guarantee to raise your credit score.
Scammers may pose as government representatives in order to provide loans or grants in exchange for a fee to cover administrative expenses.