Heartland ECSI sucks but now I'm debt free

Inaccurate information on my statements, poor customer support, and scheduled payments that never got processed.

The website is incorrect, my customer care representative even stated.

With roughly 4,000 remaining on my debt, I swallowed my pride and tightened my belt. I chose not to deal with these bastards ever again, so I made one last payment in full. It seems like I’ll be eating ramen again.

Are there any other problems?

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Well done on achieving freedom from debt! It’s a significant milestone, and regardless of your loan servicer, paying off student loans is a reason to celebrate.

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Through them, I have a 4,500 dollar subsidized loan, which I am not required to begin repaying until July 2020. After what I’ve heard, I think I’ll just pay the entire amount later this year because I don’t want to deal with them.

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