Is Student Loan Forgiveness Genuine?

I just got a letter from the Department of Education claiming that my student loan has been erased. The phone number on the letter corresponds to their official number, but I want to make sure it’s legitimate before celebrating. Have you received any such letters recently? How can I know if this is genuine?

Thank you for any advice! :laughing:

Hi, Neil. In some instances, yes. Some programs cancel student loans if you work in public service, such as as a teacher, police officer, or doctor in a low-income community.

Hello Neil. The best approach is to log in to your StudentAid.gov account to confirm your student loan servicer. If the letter aligns with your servicer information, it’s likely legitimate.

I received a similar letter once, and it’s important to verify its authenticity before celebrating. Start by checking the Department of Education’s official website for any announcements or updates about loan forgiveness. Call the official phone number listed on the letter to confirm the details, but use the contact information from their website, not the number on the letter, to be safe. Be cautious of potential scams and ensure the letter includes your correct details and looks professionally formatted. Cross-referencing with your loan servicer can also help confirm if the loan has been officially erased.