Hallo…
I’m trying to get an auto loan in Texas, but I’d rather have a cosigner instead of a co-borrower. Does anyone know any lenders or dealerships that do this?
I’d really appreciate any tips or experiences you have.
Best Wishes…
There’s a higher chance that they will respect you and want to assist. Your relationship may suffer if you fail to make payments.
Cosigners are welcome at many traditional banks and credit unions, and they may have attractive rates. You and your cosigner will have to fulfill the standards set forth by the lender.
Online lenders that accept cosigners specialize on loans for borrowers with poor credit. In comparison to traditional banks, interest rates may be higher.
The loan will show up on the credit reports of both you and your cosigner. In the event of nonpayment, your cosigner shall bear the financial responsibility.
Legal Requirements: 
Co-signing constitutes a binding contract.