I’m new here and really need some help with emergency funds until January 15th. I’ve never borrowed money or had any loans, and I don’t have any debt. I heard about this forum from a friend, who suggested avoiding payday loans and high-interest rates. I would really appreciate any help. I can pay back up to an extra $50, but I don’t want to go higher than that. I can use Apple Pay, PayPal, or WISE. Thanks!
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