I’m wondering if it’s still possible to apply for student loan forgiveness at this point. Are there deadlines or eligibility criteria that I need to be aware of? What are the current options for forgiveness, and how can I determine if I qualify?
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Student loan forgiveness options remain limited. Explore income-driven repayment plans and public service loan forgiveness.
For federal loans, there are various programs for forgiveness. If by this you mean the Biden-Harris Debt Relief plan (which forgives up to $20K at a time), then legal challenges have put a stop to the scheme. (Check out our pinned megathread about it.)
You can reapply when the application opens, if the plan is upheld by the courts. However, only loans that were disbursed prior to June 30, 2022, will be eligible for forgiveness.