Good evening…
this is my first time asking for a loan. I know $800 is a lot, but I got laid off back in July and now I’m struggling to pay rent for the month. I’m starting a new job next week, so I’ll be back on track soon. I’ll repay $900 by 10/4.
I’m happy to share more details in a PM if needed. Any help would mean a lot!
in anticipation… 
You might use whatever available credit on your credit card to pay the $800. To prevent taking on more debt than you can manage, be sure you comprehend the interest rate and payback terms. 
Think about taking a loan from a 
dependable friend or relative. This is frequently a more cost-effective and flexible alternative, but it’s crucial to have a precise repayment plan in place.
Compared to big banks, credit unions frequently provide more individualized service and maybe lower interest rates. Look into local credit unions and ask about loan opportunities.
Examine the terms of repayment 
carefully for any loan you are considering. Recognize the interest rate, the overall cost of borrowing, and the monthly installments.
Payday loans and other high-interest loans with short repayment durations should be avoided. These may result in a vicious cycle of debt and hard times financially.