Struggling with $1,900 Loan Repayments, Lost My Job

Seeking Advice
1

Good afternoon…

I’m going through a rough patch right now and could really use some advice. I’ve been paying $1,900 a month toward my loans, making $500 payments every two weeks. But I recently lost my job because I had to take time off to care for my wife, who’s really sick. Now, I’ve fallen behind on bills and I’m struggling to keep up. :roll_eyes:
I know it’s a lot, but if anyone has any advice on what I can do or if there’s any kind of help out there, I’d be super grateful. Whether it’s deferring payments, refinancing, or any other options, I’m open to suggestions. Honestly, I’m feeling pretty lost right now and could really use some guidance. :nerd_face:
Pliz assist me on this …

2

Recall that you are not by yourself in this circumstance. :relieved: Financial difficulties are common, and there are tools available to support you throughout this trying period.

3

:smirk:List all of your debts, together with the amount owed, interest rate, and payment due each month.

4

Ascertain your present income, taking into account any unemployment insurance or additional funding sources. :roll_eyes:

5

To find out where your money is going, keep track of your earnings and outlays. This will assist you in determining where you may make savings.

6

Taking care of oneself is crucial since losing your work can be quite stressful. Use stress-reduction strategies such as physical activity, :face_with_raised_eyebrow: meditation, and quality time with loved ones.