Hi, I am a rising junior in my bachelor’s program. The annual tuition at my institution is over $80,000, and when I filed my FAFSA the last time, I was offered $2,500 in unsubsidized loans. My brother will be starting college this year, therefore my parents want me to take out a student loan this year so they can pay it back in smaller installments. Which private loan provider is the best fit for me, or is there another better option?
Eighty thousand dollars a year? 
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What does “rising junior” actually mean?
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It indicates that they will start their junior year in the autumn.
Honestly, you might want to consider a less expensive school coz that’s a crazy amount of debt for an undergrad. 
I am almost afraid to ask which school it is because it sounds like a for-profit private university. 
But anyways, some schools may offer payment plans which allow your parents to pay tuition in installments without taking out a loan. It’s worth checking with your financial aid office to see if that’s an option. Good luck buddy!
I know right?? That’s insane! Bruh better consider a Parent Plus loan since the parents can pay it off as they wish.
The best way to get a student loan depends on your specific situation and needs.