With whom should I refinance?

I owe about $60k with Sallie Mae and my current interest rates are through the roof!! :weary: Talking around 10%-12% per loan. My current monthly payment is around $870 and I’d like to get it a little lower but that’s not the top priority. I just need some good advice, if anything. :pray:

Hi, Connel. I’ve used earnest, citizen, and SoFi, and they all worked well together. You can test them out.

In dealing with significant student loan debt, I’ve faced similar challenges with high interest rates. Exploring options like refinancing with a reputable lender or consolidating loans can potentially lower your interest rates and monthly payments. Websites like SoFi, Earnest, or even checking with your local credit union can provide competitive rates and terms. Another strategy is to consider income-driven repayment plans or seeking advice from a financial advisor specializing in student loans to explore all available options. Prioritizing a plan that fits your financial goals and circumstances can help manage and eventually pay down your debt more effectively.

I recently refinanced using LendKey, and the entire process was quite easy! Additionally, I was able to reduce my interest rate from 10.75% to 5.25%.