Anyone know lenders for ground-up construction for primary homes?

I’m looking for a lender to help with a ground-up construction project. The client plans to live in it as a primary home, but many lenders consider these as investment properties. Any ideas?

Check out American Financial Resources.

Quirin said:
Check out American Financial Resources.

AFR only handles site-built for government loans. The only conventional ground-up construction they offer is for manufactured homes. Not sure why, but they’ve stopped conventional site-built construction for a while.

@Leith
UWM does offer them as conventional, but you’d have to go through Granite to make it happen.

UWM and Flagstar both offer construction programs.

Keaton said:
UWM and Flagstar both offer construction programs.

I think Flagstar dropped that when they sold most of their mortgage business to Mr. Cooper.

Sage said:

Keaton said:
UWM and Flagstar both offer construction programs.

I think Flagstar dropped that when they sold most of their mortgage business to Mr. Cooper.

Good to know, thanks!

Sage said:

Keaton said:
UWM and Flagstar both offer construction programs.

I think Flagstar dropped that when they sold most of their mortgage business to Mr. Cooper.

That’s correct. Flagstar no longer offers ground-up construction options.

Only options I know from the broker side are UWM or going with hard money lenders.

Message me, we offer a ground-up program for owner-occupied properties.

Depends on the state. I can help with this for all states except four!

Dru said:
Depends on the state. I can help with this for all states except four!

I’m in Virginia.

Pax said:

Dru said:
Depends on the state. I can help with this for all states except four!

I’m in Virginia.

Great, we can definitely help with Virginia!

What state are you in?

Rio said:
What state are you in?

Virginia