Hey everyone!
I’m in a rough spot and need to get a bad tooth pulled, but I also have an electric bill due. I can’t cover both, and it’s tough deciding which one to prioritize. The pain is pretty unbearable, and having power is essential, so I’m really struggling. If anyone can help me out with a loan, I’d be super grateful. Have a nice day 
I’ve tried a bunch of the payday advance apps. The ones I found most useful are Cleo, Dave, Brigit, and Empower, which are way more reasonable than places that charge huge interest rates like 35%—that’s like pawnshop-level interest.
Which bank are you with? If you’re with Bank of America, they have a Balance Assist feature that let me get a $400 advance, repaid over four months for only a $10 fee. It was a lifesaver!
These apps link to your banking app to check your recent deposits and can give you an advance based on your income history. Fees are usually small (between $5 and $15 a month). For example, Cleo gave me $75 on my first advance, and they took back $80 plus the monthly fee when I got paid.
Just a heads up, it can add up fast if you keep using them because it’s easy to get into the habit of relying on these advances. I found myself using them more often and ended up owing multiple apps every paycheck, leaving me with barely anything left over. But it’s still way better than those crazy high-interest loans!
Once, I borrowed $400 on a high-interest loan thinking it was manageable. I ended up paying $1600 over time—like 400% interest! Never doing that again.
BORROW $100 - $5,000 FOR 2 - 24 MONTHS
*APR rates range from 5.99% to 35.99%
###ALL CREDIT SCORES WELCOME VivaPaydayLoans.com
-
Select the amount and duration you need.
-
Fill out the quick application.
-
Get a decision in just a couple of minutes online.
Has anyone ever had luck with this bot? If you did, please 
reply. I’d really like to know if this ever actually helps anyone!